Loan Services

Home Loan

Make your dream home a reality with competitive interest rates, flexible EMI options, and expert guidance throughout the process.

Home Loan Services

A Home Loan is provided to customers who want to purchase, construct, renovate, or refinance a residential property. Arthniti assists with the complete process — from eligibility checking and documentation to final loan disbursement.

Services We Offer

  • New Home Purchase Loan
  • Home Construction Loan
  • Home Renovation / Extension Loan
  • Balance Transfer Loan (lower your existing rate)
  • Top-Up Loan on existing home loan
  • NRI Home Loan Assistance

Key Features

  • Competitive Interest Rates across multiple lenders
  • Flexible EMI options suited to your income
  • Long repayment tenure (up to 30 years)
  • Fast processing and quick approval
  • Minimal documentation required
  • Complete loan eligibility assistance

Benefits

  • Easy path to property ownership
  • Tax benefits under Section 80C and 24(b)
  • Flexible repayment plans
  • Professional guidance for guaranteed approval

Target Customers

  • Salaried Individuals
  • Self-Employed Professionals
  • Business Owners
  • NRIs (Non-Resident Indians)
  • First-Time Home Buyers

Documents Required

  • Aadhaar Card (Identity Proof)
  • PAN Card
  • Income Proof / Salary Slips (3–6 months)
  • Bank Statements (6 months)
  • Property Documents
  • Passport Size Photographs
  • Employment Certificate (salaried)

Quick Process

  • Free eligibility check
  • Best lender selection
  • Documentation assistance
  • Application submission
  • Approval follow-up
  • Disbursement support
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Home Loan Application Process

Our streamlined process makes it simple and stress-free to get your home loan approved.

1

Eligibility Check

We assess your income, CIBIL score, and property to determine your loan eligibility.

2

Lender Selection

We identify the best lender offering the lowest rate and best terms for your profile.

3

Documentation

We guide you on all required documents and help you prepare the complete application.

4

Approval & Disbursal

Application submission, regular follow-up, and final disbursement assistance.

Other Loan Services

💳

Personal Loan

Quick unsecured loans for personal expenses with no collateral and fast approval.

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🏭

Business Loan

MSME, working capital, and expansion loans to power your business growth.

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🏗️

Project Finance

Structured financing solutions for large-scale industrial and commercial projects.

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Ready to Own Your Dream Home?

Talk to our home loan experts today and get the best rate for your profile — free consultation.