Terms & Conditions

Last Updated: 12/08/2025

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the services, website, and mobile application provided by The Arthniti (“we,” “our,” “us”). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please discontinue use.

2. Services Overview

The Arthniti provides loan facilitation, financial advisory, taxation assistance, and related services. We act as a facilitator and are not a direct lender unless explicitly stated.

3. Eligibility

You must be at least 18 years old and legally able to enter into binding contracts in India.

You must provide accurate, complete, and truthful information for any application or service.

4. User Responsibilities

You agree to:

Provide correct and updated personal and financial information.

Use our services only for lawful purposes.

Avoid fraudulent or misleading activities.

5. Loan Facilitation & Third-Party Lenders

We may share your application details with partner banks, NBFCs, or financial institutions.

Loan approval, interest rates, and repayment terms are at the sole discretion of the lender.

We do not guarantee loan approval.

6. Fees & Charges

Any fees (processing, service, etc.) will be disclosed before you confirm the service.

Lenders may levy additional charges per their policy.

7. Limitation of Liability

We are not liable for:

Lender decisions

Delays or service interruptions beyond our control

Any indirect, incidental, or consequential damages

8. Governing Law

These Terms are governed by the laws of India. Any disputes will be subject to the jurisdiction of courts in Nashik/Maharashtra.

Contact Us

website:https://thearthniti.in

Email Id:arthniti.khush@gmail.com